Plan Now To Ensure Your Business Can Survive Flooding
Meteorologists are getting better at predicting floods, but erratic weather patterns continue to challenge their accuracy. From coastal areas prone to hurricanes to desert terrain threatened by flash floods, few areas are safe from the risk of flooding.
If your business in Middle Creek, NC, suffers flood damage, ensure the cleanup is done properly by hiring a professional storm remediation service. The steps you take now to plan ahead are essential, because being able to act quickly in the event of a flood can minimize damage and get you back in business faster.
Ensure Access to Documentation
Key to business recovery is making sure you can still access your business's crucial data:
- Schedule frequent backups of all business documentation and data to a secure location, such as secure cloud storage.
- Store paper documents in a watertight container or on an upper level, and securely store digital copies of them as well.
- Make sure you have regularly updated contact information for your employees, and inform them about how you will communicate in the event of flooding or storm damage.
Evaluate Your Risk and Insurance Coverage
You probably know whether your business is in a flood zone, but it’s a good idea to check FEMA flood maps for an accurate picture of the overall risk in your geographic area.
Evaluate whether your commercial property can stand up to threats posed by storms. Are doors and windows properly sealed? Should you relocate electrical components or essential equipment to a higher level? Are backup generators present?
Most commercial insurance policies don’t cover flood damage, so study the provisions of your policy carefully. Consider whether you also need to purchase commercial flood insurance and, if so, be sure you thoroughly understand its coverage as well.
Do what you can now by planning ahead to ensure business continuity. Then, if flooding occurs in the future, hire a professional storm remediation service to return your business to its original condition safely, quickly and consistent with national commercial restoration standards.